The post Justin Sun Breaks Silence on HTX’s High-Yield Products Amid User Concerns appeared first on Coinpedia Fintech News

Justin Sun, the founder of TRON and adviser to HTX (formerly Huobi) has addressed questions about HTX’s high-interest financial products. He explains the platform’s approach to subsidies, fund transparency, and unlimited deposits, offering insight into the platform’s growth strategy.

Here’s insight into HTX’s strategy.

Justin Sun Explains Subsidies, Competition, and Transparency 

Sun clarified that these products are fully subsidized by the group and is just a way to compete for users among trading platforms. He compared it to the popular “instant retail” trends in the industry. 

The idea behind the subsidies is simple: attracting more users, trading activity increases, which benefits the platform over time.

Secondly, he highlights that Huobi is still in its early growth stage, so their approach is to let users deposit freely, confidently, and without limits.

Sun also pointed out that Merkle tree proofs have been in place for almost 34 months, which makes the platform fully transparent about users’ funds. So, there is no reason to worry about hidden or unclear funds.

High Revenue to Back High Yields

Finally, he reassured the users that with the group now earning tens of billions annually, it can comfortably cover these high-interest subsidies. He added that the high-interest product is a current saving option, with users able to withdraw their funds anytime. There is no reason to doubt its reliability, he says.

Sun also shared that the platform’s stablecoins (USDT, USDC, USD1, USDD) and contract surplus Bao products will see higher interest rates. The platform is also removing investment limits, letting users deposit as much as they want, making it easier to earn interest and maximize returns.

High-Yield Stablecoin Earning Zone

HTX recently launched a Stablecoin Earning Zone, where users can earn up to 20% APY on popular stablecoins like USDC, USDT, USD1, and USDD, far higher than U.S. bank accounts, which at the most offer around 4.2%. 

For first-time users, it also offers a limited 100% APY on a small initial deposit, making it easy to explore crypto-based passive income.

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TRON and HTX Drive Growth

HTX Research’s H1 2025 report highlights strong growth across the crypto industry. TRON is leading the way in stablecoin payments, managing over $80 billion in USDT and more than $21 billion in daily transactions. It is also exploring on-chain treasury models to increase token value.

HTX is standing out as a go-to exchange for new tokens, with $38 billion in spot trading by mid-August and 22% of daily new-coin trading.

TRON and HTX are working together to boost stablecoin networks and make crypto trading simpler and more active worldwide.

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FAQs

What are HTX’s high-interest financial products and how do they work?

HTX offers subsidized savings products like stablecoin deposits (USDT/USDC) with up to 20% APY. Users deposit funds and earn interest, with no limits and instant withdrawals.

How does HTX ensure transparency and security of users’ funds?

Merkle tree proofs have publicly verified all user funds for 34+ months, ensuring full transparency and accountability without hidden risks.

How does HTX sustain its high-interest payouts?

Subsidies are funded by HTX’s parent group, which earns tens of billions annually, allowing them to offer competitive rates to attract users.

What role do TRON and HTX play in crypto market growth?

TRON leads in stablecoin transactions ($80B+ USDT), while HTX drives exchange activity with high liquidity and new token listings, fostering broader adoption.

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